10 Reasons People Get Payday Loans
The Application Process
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Quick Online Payday Loans
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What is a Payday Loan?
Technology has given a new meaning to our life. Gone are ...
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The Application Process
Quick Online Payday Loans
What is a Payday Loan?

Help Below are answers to some Frequently Asked Questions (FAQ's)

How long does it take to get approved for a cash advance?

Most applications are approved within a few hours. If you meet all of our $500 payday loan qualifications, your payday loan application is complete, and all of the required documents are faxed promptly, the approval process usually takes 1-4 hours (during loan processing hours of Monday-Friday 8:30am-3:00pm PST). If your application is incomplete or if the required documents are not received, the approval process can take up to 24 to 48 hours. All required documents must be submitted promptly for faster service and verification. Our fax number at is available 24 hours a day/7 days per week.

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10 Reasons People Get Payday Loans
There are many reasons why someone would need to apply for a cash advance payday loan. One of those reasons being that they are extremely easy to get and you can use the money how you need too. However, the top ten reasons why someone would need to get a short term cash loan are vast and we will list them here.

Medical Emergencies

Medical emergencies can happen, whether its a car accident, stitches or a broken arm. Many of us do not have funding to finance unintended medical emergencies and that’s where payday loans are able to help.

Rent to be Paid

Whether it’s by an unexpected illness, job loss, or other tragic events, sometimes paying the rent just can’t happen. Cash advance payday loans help with that and offer the cash needed to pay rent and other bills during times of crisis.

Unexpected Bills

Unexpected bills can happen due to installment fees or even the weather changing and causing higher heat or air conditioning bills. When these unforeseen bills come up and can’t be paid for, short term cash loans are a convenient solution.

Car Repairs

Being unable to pay to fix a car can be detrimental to paying the rest of your bills. Without transportation to work, the rest of a person’s financial freedom can be compromised. Payday loans can pay to fix a broken-down car and keep a person in healthy financial standing.

School Expenses

Children who attend school can have additional expenses that come up because of school projects or sports teams. Supplies, books, even field trip expenses can add up quickly and may be unaffordable.


Spontaneous marriages can be wonderful but costly, but with our rough economy, it may be hard for parents to pay for everything. To get cash quickly and have the day and dress of your dreams, payday loans offer a convenient and simple solution, letting you focus on enjoying the most special day of your life and not how to pay for it.


When traveling, available cash can run low or get lost. While on the go and seeing sights, a payday loan can offer extra cash and convenience to the cashed-out traveler.

Unexpected Home repairs

A shattered window, a tree falling through the roof or a leaky faucet can be pricey home repairs that can’t be foretold and would need to be fixed immediately. Especially if your homeowners' insurance doesn’t cover the damage of the flood or mud slide.

Death in the Family

The death of a family member can be heart breaking and the hidden expenses can add up to more heart break. Funerals are expensive and unexpected death can be hard to finance. Payday loans offer cash advances to help finance some of the unexpected costs a funeral can present to a family that has just lost someone close.

Replacing a Cell Phone

Accidents happen. Children drop phones in the toilets, they slip from hands and get worn down over time. Phones and phone bills can be expensive and a loss of communication can lead to poor relationships and depending on your job, completely impossible to do without. Getting a pay day loan enables someone to get a replacement phone immediately.

Payday loans are ideal financial solutions to many problems and offer peace of mind in knowing that no matter the financial circumstances, you are secure in being able to afford what you need.