We ask that all customers contact us immediately if they become aware that their loan payment is being returned to us unpaid. If your payment is returned to us unpaid, you will be charged a $15 returned item fee. If your loan payment is returned more than once, you may be charged $15 for every returned item we receive up to $45.
The first time your payment is returned, we will attempt to contact you via phone
or email to inform you of the loans delinquent status. Your account will be automatically
scheduled for re-debit on your next pay date unless we are informed that the funds
are available sooner. You may contact us during our regular business hours to discuss
alternative arrangements, if needed. If your debit is returned a second time, we
will contact you again in an effort to make arrangements to resolve your delinquent
loan balance. If we do not receive a response from you or we are unable to collect
your payment after the 3rd debit, your file will be sent to our Collections Department.
You will then be reported to the credit reporting agencies and legal actions may
be taken against you to retrieve payment.
The only thing you need to take care regarding this payday loan ...