The Application Process
The only thing you need to take care regarding this payday loan ...
Read More
Quick Online Payday Loans
Do you need a fast loan with no credit check? Quick online ...
Read More
What is a Payday Loan?
Technology has given a new meaning to our life. Gone are ...
Read More
The Application Process
Quick Online Payday Loans
What is a Payday Loan?
FAQs

Help Below are answers to some Frequently Asked Questions (FAQ's)


How long does it take to get approved for a cash advance?

Most applications are approved within a few hours. If you meet all of our $500 payday loan qualifications, your payday loan application is complete, and all of the required documents are faxed promptly, the approval process usually takes 1-4 hours (during loan processing hours of Monday-Friday 8:30am-3:00pm PST). If your application is incomplete or if the required documents are not received, the approval process can take up to 24 to 48 hours. All required documents must be submitted promptly for faster service and verification. Our fax number at is available 24 hours a day/7 days per week.

Read More
Commercial Loan Rates
Various financial institutions across the globe, Australia included, provide commercial loans at various commercial loan rates. Although loan rates are distinguished by few factors, some financial institutions and other commercial bankers go too far in the rates of interest that they charge on the commercial loans that they provide.

Despite the fact that financial institutions and other commercial lenders offer commercial loans at high interest rates, you may not have any other alternative but to approach them for a commercial loan. This may be for the purposes of obtaining a loan to start a business, expand your existing business or to buy business equipments. This does not however mean that there are no financial institutions that provide affordable commercial loans at cheap loan rates. Different lenders provide very cheap commercial loans that you can go for and realise your dream. You will need to do some research to establish which lenders offer cheap loans. The best place to conduct such a research is on the Internet where you can easily obtain commercial loan rates from websites of commercial lenders.


The level of interest rates to charge on commercial loans is dependent on certain factors:

  • The overall economic environment - Financial markets across the globe are easily affected by events in major trading markets. Any negative events in any of the major market trickle down to lesser markets, resulting in high commercial interest rates. If you take out a loan at such a time, be sure that the amount of interest rate you will be charged will be high. However, you may be forced to take out a commercial loan at difficult economic times. What you do is opt for a commercial with variable interest rate so that when the conditions in the market improve, your interest rate automatically drops.
  • Policies - Economic policies that governments put in place may increase or lower interest rates and thereby either promote or hinder business activities. It is important to know the current economic policies in place to ascertain whether you will be charged high or low commercial interest rate.
  • Credit history - This is one factor that you can take control of and be able to enjoy paying low commercial loan rates. If you use varied credit cards, you may need to consolidate them into one and look for alternatives of settling all your debts. Doing this increases your credit score, which almost all lenders look into before determining what loan rates to charge you.